Telkomsel Paylater | Telkomsel

Telkomsel Paylater


Running out of credit & quota is not a problem!

Buy credit or internet quota now and pay later using Telkomsel Paylater after 30 days, powered by Kredivo on MyTelkomsel App. Stay connected, pay conveniently and securely without interest.

Kredivo is registered and supervised by the financial services authority (OJK).

Sign up now, pay later!


Easy steps to use Telkomsel PayLater


More details about this service

How to sign up
How to sign up

To open a Telkomsel Paylater account, please follow these steps:

  1. Open MyTelkomsel App.
  2. Tap on the Telkomsel Paylater banner on the dashboard and click "Register Telkomsel Paylater".
  3. Fill in your personal data and click "Save".
  4. Fill in your job information data and click "Save".
  5. Put your Identity Card Photo and selfie click "Save".
  6. Tick the checkbox for approval of Telkomsel Paylater Terms of Use and Privacy Policy.
  7. Click “Send”. And your registration process already finished.
  8. You will get a notification via MyTelkomsel/SMS/email to activate your account.
  9. Click "Activate Paylater".
  10. You will receive OTP code.
  11. Fill in your OTP code, and then click "Verify".
  12. Set up your PIN and confirm your PIN, then click "Continue".
  13. Choose and answer the security question, then click "Send".
  14. You will get a notification when your Telkomsel Paylater account is already active.
  15. Done! You can start buying all digital products with Telkomsel Paylater.
How to make a transaction
How to make a transaction
  1. Open MyTelkomsel App.
  2. Select the credit balance/package/digital product you want to buy.
  3. Check the product details again and tap "Buy".
  4. Choose the Telkomsel Paylater payment method.
  5. Choose a 30-day tenor.
  6. Choose a discount voucher if available.
  7. Tap "Use Voucher" after you choose the discount voucher you want to use.
  8. Check your transaction details again on the payment page, then tap "Pay".
  9. Your transaction is complete! Your purchase will be automatically added to your active package.
How to pay the bills
How to pay the bills

After making a transaction using Telkomsel Paylater, the invoice will automatically be added to your Kredivo bill. You can pay the bill by following these steps:

  1. Open the Kredivo application. Click “Transactions” and then “Pay”. Select the transaction to be paid.
  2. Make a payment on the VA channel you choose. If you pay through ATM/e-banking, you will see the same amount of the bill as the previously selected transaction.
  3. If you did not do step 1, you will see the total of all your bills when paying via VA.
  4. BCA and Permata users can enter the amount they want to pay. Mandiri, Indomaret, and Alfamart users must take step 1 to pay for certain transactions only.
  5. Especially for Alfamart users, you can only make 1 bill payment per day.
  6. You can also pay Kredivo bills via Tokopedia. Open the Tokopedia website or app, choose the “Top-Up & Bills” menu, and select “Credit Installment”.
  7. If you receive a payment reminder email and only want to pay the amount billed in the email, you must do step 1. You can read the payment instructions for each payment channel here.

For every transaction using Telkomsel Paylater, you will be charged a service fee of Rp1,500 + 1% admin fee from your total transaction. For example, you buy the OMG! Package with a transaction value of Rp300,000. Then you will be charged additional service fee of Rp1,500 and 1% admin fee (1% from Rp300,000 + Rp1,500) = Rp3,015. So, your total transaction become Rp300,000 + Rp1,500 + Rp3,015 = Rp304,515.

Additional Information