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Telkomsel SmartPay

Telkomsel SmartPay

telkomsel-smartpay

Flexible payment, easy on your cash flow

Never running out of internet quota and credit balance. Top up anytime using Telkomsel SmartPay on MyTelkomsel App and pay later!

Activate and use Telkomsel SmartPay now!

What documents are required to activate Telkomsel SmartPay?
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What documents are required to activate Telkomsel SmartPay?

To activate Telkomsel SmartPay, you only need to prepare a valid ID card (KTP). 

How do I activate SmartPay?
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How do I activate SmartPay?

To activate Telkomsel SmartPay, follow these steps:

  1. Open the MyTelkomsel App, tap the "Pay" button on the home page or go to the "Finance" menu, select the Telkomsel SmartPay feature, and proceed by tapping "Register Now."
  2. Take a photo of your ID card (KTP) and a selfie, following the provided instructions.
  3. Complete your personal information as it appears on your official identification.
  4. Wait for confirmation regarding the approval of your Telkomsel SmartPay registration.
Who is eligible to use Telkomsel SmartPay?
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Who is eligible to use Telkomsel SmartPay?

Currently, Telkomsel SmartPay is only available for selected active SIMPATI and MyTelkomsel customers who meet the criteria, including being an Indonesian citizen (WNI) and at least 17 years old.

Why is Telkomsel SmartPay not available for me yet?
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Why is Telkomsel SmartPay not available for me yet?

The Telkomsel SmartPay service is not yet available for you because you are not included in the list of customers who can enjoy this service. You can try again when you receive a broadcast from MyTelkomsel Push Notification or TSmartPay SMS in the near future.

Can I immediately use Telkomsel SmartPay?
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Can I immediately use Telkomsel SmartPay?

Yes, you can immediately use Telkomsel SmartPay to purchase data packages on your MyTelkomsel App after the activation process has been approved.

Why hasn't my Telkomsel SmartPay application been approved?
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Why hasn't my Telkomsel SmartPay application been approved?

Your Telkomsel SmartPay registration might not be approved if it does not meet the Telkomsel SmartPay criteria and requirements. However, you can re-apply within 12 months of the previous application's rejection.

Why didn't I receive the OTP code upon activation?
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Why didn't I receive the OTP code upon activation?

Ensure the mobile number registered on your Telkomsel SmartPay account is active and has credit.

Can I re-apply for Telkomsel SmartPay registration?
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Can I re-apply for Telkomsel SmartPay registration?

You can re-apply for Telkomsel SmartPay registration 12 months after the previous application was not approved.

Manage your SmartPay account

How do I change my personal data?
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How do I change my personal data?

You can contact the nearest Telkomsel GraPARI by bringing the required documents related to the changes in your personal data to be updated.

Why is my Telkomsel SmartPay account suspended?
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Why is my Telkomsel SmartPay account suspended?

An account suspension might be caused by an outstanding Telkomsel SmartPay bill that has passed its due date (the 7th of the following month). Settle your bill immediately so you can use Telkomsel SmartPay again.

How do I close my Telkomsel SmartPay account?
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How do I close my Telkomsel SmartPay account?

If you want to close your Telkomsel SmartPay account, here are some things to consider:

  • Closed Telkomsel SmartPay accounts cannot be reactivated.
  • Make sure all bills have been paid.
  • If there are no outstanding bills, you can visit the nearest Telkomsel GraPARI.

Your Telkomsel SmartPay account will be closed within an estimated seven working days from when you contact the nearest Telkomsel GraPARI Service.

But don't worry, you won't be charged anything as long as you don't use your Telkomsel SmartPay account.

What happens if my Telkomsel SmartPay account has been closed?
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What happens if my Telkomsel SmartPay account has been closed?

If you close your Telkomsel SmartPay account, you will no longer be able to use it as a payment method on MyTelkomsel, and you will lose the following benefits:

  • Access to funding facilities with no interest for purchasing data packages on MyTelkomsel.
  • The ability to defer payments for transactions on MyTelkomsel using Telkomsel SmartPay.
  • Various promotional programs from Telkomsel SmartPay.

Make smooth transactions with SmartPay

What is a Telkomsel SmartPay on MyTelkomsel?
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What is a Telkomsel SmartPay on MyTelkomsel?

You can use Telkomsel SmartPay to make transactions in the MyTelkomsel App by utilizing your Telkomsel SmartPay limit.

How do I use Telkomsel SmartPay on MyTelkomsel?
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How do I use Telkomsel SmartPay on MyTelkomsel?

Ensure that your Telkomsel SmartPay is active and that your remaining limit is sufficient. Follow these steps to use Telkomsel SmartPay:

  1. Open the MyTelkomsel App.
  2. Select the product you want to purchase.
  3. Choose Telkomsel SmartPay as the payment method on the payment page.
  4. After clicking "Pay Now", you will be directed to the next process.
  5. Enter the OTP code sent to your number and click "Confirm".
  6. The payment with Telkomsel SmartPay will be successful and your Telkomsel SmartPay limit will be reduced by the amount paid.
Will I receive a refund if the transaction fails?
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Will I receive a refund if the transaction fails?

Yes, a refund will be provided for failed transactions in the form of a return of your Telkomsel SmartPay limit and you can use it for future transactions.

SmartPay, your cost-friendly solution

Telkomsel SmartPay Fees
  1. The fees to be paid include the total bill amount based on your transactions and the service fee.
  2. When using Telkomsel SmartPay, you will be charged a dynamic service fee that adjusts to the category of the nominal transaction with the following details:
    No. Minimum Transaction Maximum Transaction Service Fee
    1 Rp1 Rp5,000 40%
    2 Rp5,001 Rp10,000 30%
    3 Rp10,001 Rp15,000 20%
    4 Rp15,001 Rp30,000 10%
    5 Rp30,001 Rp50,000 8%
    6 Rp50,001 Rp75,000 7%
    7 Rp75,001 Rp100,000 7%
    8 Rp100,001 Rp150,000 6%
    9 Rp150,001 Rp200,000 5%
    10 Rp200,001 Rp300,000 4%

     

    Simulation:

    Telkomsel SmartPay transaction limit: Rp150,000.

    • You purchase a data package worth Rp50,000 on November 23, 2026.
    • And then, you make another purchase worth Rp55,000 on December 7, 2026.
    • The remaining limit on December 22, 2026 is Rp45,000 with a total bill as follows:
      • Data package purchased on November 23, 2026: Rp50,000
      • Transaction fee (8%*Rp50,000): Rp4,000
      • Data package purchased on December 7, 2026: Rp55,000
      • Transaction fee (7%*Rp55,000): Rp3,850
      • Total bill on December 22, 2026: Rp112,850
  3. No interest charges apply. The only fees charged are service fees for each transaction made.
  4. Service fees are only applied when you use Telkomsel SmartPay to conduct transactions within MyTelkomsel.
Bill Payment

You can make payments directly when your Telkomsel SmartPay bill is issued, on the same day as your transaction, until the due date, which is the 2nd of the following month.

You can pay your Telkomsel SmartPay bill via the MyTelkomsel App by following these steps:

  • Access the "Finances" menu.
  • Select "Telkomsel SmartPay" and click "Pay" in the bill menu.
  • Choose a payment method and proceed with the payment.
  • Receive a notification if the payment is successful, and your Telkomsel SmartPay limit will return to the original amount.
Transaction and billing illustrations
ilustrasi-transaksi-penagihan.

Additional Information